Sam Marcum – Small Groups Pastor, Cornerstone Church
I was very young in my faith when I came to San Francisco from the Midwest on a road trip with some friends from AmeriCorps*NCCC. We arrived with dreams of working in a non-profit environment, with no prospects and nowhere to live. As we headed West, I examined my limited finances and wondered it would be like to live on non-profit wages in a city that has one of the highest costs of living in the nation. AmeriCorps had taught me how to live on a tight budget ($4 per day plus room and board) with a lot of housemates (a 10-person team), so I was optimistic about squeaking by.
I added up rent (thanks, Craigslist), public transportation, food, other necessities, and taxes, and calculated that I would need a job that paid at least $24K per year – $12 an hour. This would cover necessities, and I’d have a whopping $10 per month for fun! Woo hoo!
Soon after I arrived in San Francisco, a friend brought me to Cornerstone. As soon as I walked through the door I felt at home – a sensation I’ve heard many others express since that day. Now that I’d found my church home, I began working on the other items on my to-do list. I started applying for jobs and was pleased to find that most non-profit jobs offered at least $24K per year. My thoughts ran to having a “fun budget” or being able to save a little. My naiveté about the ease of finding a job soon became apparent.
I sent out dozens of resumes and often received no response, although sometimes I got polite rejections. Nobody wanted to jump at the chance to hire a wide-eyed Midwestern boy with little to no experience, so I moved to Plan B: “temping”. I signed up with three temp agencies and landed some administrative work. At one point I interviewed for a job that was offering $40K per year. That would have made for a ridiculous “fun budget”! The interviewers called and informed me I was over-qualified. I didn’t understand what that meant, but it felt better than being under-qualified. Maybe it meant I could earn even more!
Eventually, I interviewed for a great non-profit. I made it through the interview process and found out I was one of two final candidates. Some friends told me the other candidate was a fellow AmeriCorps*NCCC alum with experience and qualifications nearly identical to mine. I prayed that the best candidate (hopefully me) would get the job. I was offered the position and they told me what I’d be making. $12 an hour. $24K per year. My hypothetical budget became my actual budget.
Around this time, I took Cornerstone’s Connection Classes. We discussed tithing, and I started thinking about Malachi 3:10-12 where God invites us to test Him. The pastors taught us that God loves joyful givers (2 Corinthians 9:6-8). I wanted to give joyfully, but it was hard. The logical, practical part of my brain was skeptical, but what I learned in class about God’s faithfulness motivated me. I had a little buffer via savings, so I wrote my first tithe check.
At this point I should probably mention that I was a math major in college, was on the math team in high school, and that I have always excelled at basic arithmetic. I knew that if I gave God one tenth of my income, my budget would not add up.
The next month, I found out about a large bedroom in a shared house for $525 per month – utilities included. This allowed me to be more flexible with my budget. Then my grandmother sent a card with a check that more than covered my tithe. I asked her why, and she said she was thinking of me.
I tithed again the next month. I got a raise at work. I tithed again. My job gave me a bonus – which they had never done before for first-year employees. Each time I gave, the Lord showed His ability to provide beyond logical expectation. That entire year I was able to live, have fun with friends, and save a little. I learned to give back to God a tenth of what He had given to me, and He blessed me.
I have learned to enjoy giving to the Lord, and seeing how much more He can do with 90% than I could have with 100%. I can now honestly say that I find great joy at my expense.